Discharge: A few to six months right after submitting your petition, your circumstance might be discharged, indicating that eligible debts are forgiven. Soon thereafter your case will likely be shut.

Unsecured credit card debt. Your remaining debts slide into this group. The prepare have to implement your disposable cash flow—the quantity remaining right after shelling out secured debt, priority financial debt, and permitted dwelling fees—towards unsecured personal debt, such as credit card balances and health-related costs.

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